Are your most loved jewellery items safe?
Did you know your household insurance policy will not cover jewellery items over a certain value? You must itemise your most precious pieces within your insurance policy to be sure they are covered for their full value.
What most people don’t realise until it is too late is that under your general household contents insurance your jewellery might not be covered. Most insurance policies will have a threshold, only items under this set amount are covered under this policy, any items above the threshold amount MUST be itemised in your policy for your insurance company to pay you out the full value of this item. In order to prove your jewellery is of a certain worth you must have an up to date jewellery valuation provided to you by a qualified diamond grader and jewellery valuer.
Your insurance company will require a full written value in order to insure your jewellery items, we offer a package discount for up to 5 items when doing these valuations as shown below. The other values are good for you to know how much your jewellery is worth but will not be enough information to insure those pieces.
FULL WRITTEN VALUATION FOR INSURANCE PURPOSES. 1ST ITEM
FULL WRITTEN VALUATION FOR INSURANCE PURPOSES PACKAGE, 2ND, 3RD, 4TH, 5TH ITEMS
ONE LINE VALUE
ESTIMATE VALUE, DESCRIPTION, NO PHOTO